IBPS PO Practice Set 4

100 Questions 100 Marks 60 Minutes +1 per correct answer
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?? Disclaimer: This is a practice paper with simulated questions based on the exam pattern. Not affiliated with the official examination body.
Sections: ReasoningQuantitative AptitudeEnglishGeneral Awareness
Q1. [+1, -0.25] Reasoning
⚠ Negative Marking: -0.25 marks per wrong answer
If A is greater than B, and B is greater than C, then what can be concluded?
A. A is greater than C
B. A is less than C
C. A is equal to C
D. A is less than or equal to C
Correct Answer: A
Using the transitive property, we can conclude that A is greater than C.
Q2. [+1, -0.25] General Awareness
What is the name of the regulatory body for the insurance sector in India?
A. IRDAI
B. RBI
C. SEBI
D. PFRDA
Correct Answer: A
The regulatory body for the insurance sector in India is the Insurance Regulatory and Development Authority of India (IRDAI).
Q3. [+1, -0.25] Quantitative Aptitude
A car travels from city A to city B at an average speed of 50 km/h and returns at an average speed of 60 km/h. What is the average speed for the entire trip?
A. 54 km/h
B. 55 km/h
C. 56 km/h
D. 57 km/h
Correct Answer: A
The average speed for the entire trip is the total distance divided by the total time. Let the distance between the cities be x. The time taken to travel from A to B is x/50, and the time taken to travel from B to A is x/60. The total time is x/50 + x/60 = (6x + 5x)/300 = 11x/300. The average speed is 2x / (11x/300) = 600/11 = 54.55 km/h, which is approximately 54 km/h.
Q4. [+1, -0.25] English
The new policy has been _______ to reduce costs, but it has had an _______ effect on employees.
A. implemented, adverse
B. designed, beneficial
C. introduced, positive
D. enforced, negative
Correct Answer: A
The correct answer is 'implemented, adverse' because it is the most suitable phrase to complete the sentence.
Q5. [+1, -0.25] Quantitative Aptitude
A car travels from city A to city B at an average speed of 60 km/h and returns at an average speed of 40 km/h. What is the average speed of the car for the entire trip?
A. 45 km/h
B. 48 km/h
C. 50 km/h
D. 55 km/h
Correct Answer: B
To find the average speed for the entire trip, we need to find the total distance and the total time. Let's assume the distance from city A to city B is x km. The time taken to travel from A to B is x/60 hours, and the time taken to return is x/40 hours. The total time is x/60 + x/40 hours. The total distance is 2x km. The average speed is the total distance divided by the total time, which is 2x / (x/60 + x/40). To add the fractions in the denominator, we need a common denominator, which is 120. So, the average speed is 2x / (2x/120 + 3x/120) = 2x / (5x/120) = 2x * 120 / 5x = 240 / 5 = 48 km/h.
Q6. [+1, -0.25] Quantitative Aptitude
A person invests Rs. 1000 at a 5% interest rate. How much will he get after 2 years?
A. Rs. 1000
B. Rs. 1050
C. Rs. 1102.50
D. Rs. 1200
Correct Answer: C
The interest earned in the first year is 1000 * 5% = 50. The interest earned in the second year is 1050 * 5% = 52.50. Therefore, the total amount after 2 years is 1000 + 50 + 52.50 = 1102.50.
Q7. [+1, -0.25] General Awareness
What is the term for a loan that is granted to an individual or business without requiring collateral?
A. Unsecured loan
B. Secured loan
C. Subsidized loan
D. Concessional loan
Correct Answer: A
The term for a loan that is granted to an individual or business without requiring collateral is an unsecured loan.
Q8. [+1, -0.25] English
The sentence 'The new policy has been a _______ to the company's growth.' can be completed with:
A. deterrent
B. boost
C. hindrance
D. obstacle
Correct Answer: A
The word 'deterrent' means something that prevents or discourages something from happening. In this context, the new policy has been a deterrent to the company's growth, meaning it has prevented or discouraged the company's growth.
Q9. [+1, -0.25] Quantitative Aptitude
A car travels from city A to city B at an average speed of 60 km/h and returns at an average speed of 40 km/h. What is the average speed for the entire trip?
A. 48 km/h
B. 50 km/h
C. 52 km/h
D. 55 km/h
Correct Answer: A
The average speed for the entire trip is the total distance divided by the total time. Let the distance between the cities be x. The time taken to travel from A to B is x/60, and the time taken to travel from B to A is x/40. The total time is x/60 + x/40 = (2x + 3x)/120 = 5x/120. The average speed is 2x / (5x/120) = 48 km/h.
Q10. [+1, -0.25] Reasoning
Five people - A, B, C, D, and E - are standing in a line. A is standing next to B, and C is standing next to D. If E is standing at one of the ends, who is standing at the other end?
A. A
B. B
C. C
D. D
Correct Answer: D
Given the constraints, the only possible arrangement is A-B-C-D-E or E-D-C-B-A. Therefore, D is standing at the other end.
Q11. [+1, -0.25] General Awareness
What is the name of the scheme launched by the Government of India to provide financial assistance to farmers?
A. PM Kisan
B. PM Awas
C. PM Jan Dhan
D. PM Ujjwala
Correct Answer: A
The scheme launched by the Government of India to provide financial assistance to farmers is called PM Kisan.
Q12. [+1, -0.25] Reasoning
Five friends - A, B, C, D, and E - are sitting in a row. A is sitting next to B, C is sitting next to D, and E is sitting at one of the ends. Who is sitting at the other end?
A. A
B. B
C. C
D. D
Correct Answer: D
Given the constraints, the only possible arrangement is A-B-C-D-E or E-D-C-B-A. Therefore, D is sitting at the other end.
Q13. [+1, -0.25] General Awareness
The term 'Laffer Curve' is associated with which of the following?
A. Economic growth
B. Fiscal policy
C. Taxation and revenue
D. Monetary policy
Correct Answer: C
The Laffer Curve is a concept in economics that shows the relationship between tax rates and tax revenue. It suggests that as tax rates increase, tax revenue initially increases but eventually decreases as higher tax rates discourage economic activity. The curve is named after economist Arthur Laffer, who popularized the idea.
Q14. [+1, -0.25] Quantitative Aptitude
The average of 10 numbers is 20. If each number is increased by 2, what is the new average?
A. 20
B. 21
C. 22
D. 24
Correct Answer: C
The sum of the 10 numbers is 10 * 20 = 200. If each number is increased by 2, the new sum is 200 + 10 * 2 = 220. The new average is 220 / 10 = 22.
Q15. [+1, -0.25] English
The new employee was very _______ and completed the project in just one day.
A. efficient
B. effective
C. productive
D. creative
Correct Answer: A
The correct answer is 'efficient' because it is the most suitable word to complete the sentence.